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   <title>Personal Finance Advice That's Easy To Understand</title>
   <link>http://www.personal-finance-on-the-net.com</link>
   <description>Step by step personal finance advice about the best values in life insurance, credit cards, investments, long term care, home business tools, and many other personal finance issues.</description>
   <language>en-us</language>
   <pubDate>Thu, 06 Dec 2007 00:53:29 GMT</pubDate>
   <lastBuildDate>Thu, 06 Dec 2007 00:53:29 GMT</lastBuildDate>
   <copyright>personal-finance-on-the-net.com</copyright>
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    <title>Dec 6, Life Insurance Policy Information</title>
    <link>http://www.personal-finance-on-the-net.com/life-insurance.html</link>
    <description>Discover how life insurance works and how to make sense of the many different life insurance products.</description>
    <pubDate>Thu, 06 Dec 2007 00:53:28 GMT</pubDate>
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    <title>Oct 7, Verification</title>
    <link>http://www.personal-finance-on-the-net.com/google76bdea91517ffdce.html</link>
    <description></description>
    <pubDate>Sun, 07 Oct 2007 06:06:42 GMT</pubDate>
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    <title>Jun 25, Retirement Income Planning</title>
    <link>http://www.personal-finance-on-the-net.com/retirement-income.html</link>
    <description>Learn how to take advantage of different sources of retirement income. Social security is not dead yet, but other retirement income plans are critical to your well-being.</description>
    <pubDate>Mon, 25 Jun 2007 01:45:42 GMT</pubDate>
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    <title>Jun 25, Retirement Annuity</title>
    <link>http://www.personal-finance-on-the-net.com/retirement-annuity.html</link>
    <description>The retirement annuity is a contract with an insurance company. It provides numerous investment and income options and can be a meaningful supplement to your income needs.</description>
    <pubDate>Mon, 25 Jun 2007 01:42:02 GMT</pubDate>
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    <title>Jun 10, Small Business Tools To Build Online Success</title>
    <link>http://www.personal-finance-on-the-net.com/small-business-tools.html</link>
    <description>Every online small business entrepreneur needs affordable, quality small business tools to help ensure long-term success.</description>
    <pubDate>Sun, 10 Jun 2007 03:24:35 GMT</pubDate>
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    <title>Jun 9, Retirement Income Funds | Mutual Funds, Separate Accounts</title>
    <link>http://www.personal-finance-on-the-net.com/retirement-income-funds.html</link>
    <description>Retirement income funds provide a wide assortment of asset mix and risk diversity. If appropriate, you can convert your retirement principal into guaranteed lifetime income.</description>
    <pubDate>Sat, 09 Jun 2007 00:25:59 GMT</pubDate>
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    <title>May 23, The Estate Tax Nightmare</title>
    <link>http://www.personal-finance-on-the-net.com/estate-tax.html</link>
    <description>You need to understand the threat the federal estate tax poses to your beneficiaries. Even some states are now imposing an estate tax.</description>
    <pubDate>Wed, 23 May 2007 01:16:52 GMT</pubDate>
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    <title>May 22, The Revocable Living Trust In Your Estate Planning</title>
    <link>http://www.personal-finance-on-the-net.com/trust.html</link>
    <description>An effective trust will keep your heirs from throwing money down the probate rat hole. Learn all about the revocable living trust and why it's better than only having a will.</description>
    <pubDate>Tue, 22 May 2007 21:37:20 GMT</pubDate>
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    <title>May 22, Easy To Follow Estate Planning</title>
    <link>http://www.personal-finance-on-the-net.com/estate-planning.html</link>
    <description>Estate planning is not just for the wealthy. Learn how to protect your assets and your lifestyle using these simple estate planning ideas.</description>
    <pubDate>Tue, 22 May 2007 07:32:59 GMT</pubDate>
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    <title>May 22, Your Will May Be The Cornerstone Of Your Estate Plan</title>
    <link>http://www.personal-finance-on-the-net.com/will.html</link>
    <description>The Will, for hundreds of years, has been the common method of directing how an estate is to be distributed at the death of the owner of property. What is a valid Will?</description>
    <pubDate>Tue, 22 May 2007 07:22:40 GMT</pubDate>
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    <title>May 21, Medicaid Versus Medicare</title>
    <link>http://www.personal-finance-on-the-net.com/medicaid.html</link>
    <description>Medicaid is a welfare program for those who are destitute. Medicare is health insurance for people age 65 or older, under age 65 with certain disabilities and any age with End-Stage Renal Disease.</description>
    <pubDate>Mon, 21 May 2007 06:30:37 GMT</pubDate>
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    <title>May 21, What Is Long Term Care | Coping With Elder Care</title>
    <link>http://www.personal-finance-on-the-net.com/long-term-care.html</link>
    <description>Don't let the expense of long term care destroy your assets. This straight forward advice about long term care can save your loved ones from the pain of loss.</description>
    <pubDate>Mon, 21 May 2007 04:39:00 GMT</pubDate>
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    <title>May 21, What Is Long Term Care Insurance?</title>
    <link>http://www.personal-finance-on-the-net.com/long-term-care-insurance.html</link>
    <description>Long term care insurance is designed for reimbursement of some expenses when you need professional help with basic activities. Discover the most effective way to get a long term care insurance quote.</description>
    <pubDate>Mon, 21 May 2007 04:34:56 GMT</pubDate>
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    <title>May 21, How To Select A Long Term Care Facility</title>
    <link>http://www.personal-finance-on-the-net.com/long-term-care-facility.html</link>
    <description>Learn about long term care facility options to include nursing home, adult day care and assisted living. Even your home can be claimed as a long term care facility.</description>
    <pubDate>Mon, 21 May 2007 02:32:49 GMT</pubDate>
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    <title>May 20, How To Cope With Elderly Care</title>
    <link>http://www.personal-finance-on-the-net.com/elderly-care.html</link>
    <description>Learn how to care for the elderly. Is your elder safe with home care? Are you physically and emotionally ready to handle the stress associated with elderly care?</description>
    <pubDate>Sun, 20 May 2007 23:38:00 GMT</pubDate>
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    <title>May 17, Huge Tax Deduction Creates Ongoing Income</title>
    <link>http://www.personal-finance-on-the-net.com/tax-deduction.html</link>
    <description>Little known tax deduction will produce ongoing monthly income. Discover how to improve your lifestyle with partially tax-free income.</description>
    <pubDate>Thu, 17 May 2007 20:30:58 GMT</pubDate>
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    <title>May 17, Federal Income Tax Savings For The Average Taxpayer</title>
    <link>http://www.personal-finance-on-the-net.com/federal-income-tax.html</link>
    <description>Federal income tax savings ideas most taxpayers miss out on. Proven federal income tax deductions the average person never learns about.</description>
    <pubDate>Thu, 17 May 2007 05:11:23 GMT</pubDate>
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    <title>May 17, Tax Deferment Significantly Increases Investment Growth</title>
    <link>http://www.personal-finance-on-the-net.com/tax-deferment.html</link>
    <description>Tax deferment made easy through the intelligent use of tax deferred annuities.</description>
    <pubDate>Thu, 17 May 2007 05:09:22 GMT</pubDate>
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    <title>May 17, Income Tax Credits: How To Reduce Your Taxes</title>
    <link>http://www.personal-finance-on-the-net.com/tax-credits.html</link>
    <description>Discover easy to use income tax credits to help reduce your federal income tax liability.</description>
    <pubDate>Thu, 17 May 2007 02:16:12 GMT</pubDate>
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    <title>May 14, Credit Cards | Compare Credit Card Offers</title>
    <link>http://www.personal-finance-on-the-net.com/credit-cards.html</link>
    <description>Credit cards with best rates. Low apr and 0 interest credit cards.</description>
    <pubDate>Mon, 14 May 2007 05:04:29 GMT</pubDate>
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    <title>May 14, Low Interest Credit Cards:  Even Zero Interest</title>
    <link>http://www.personal-finance-on-the-net.com/low-interest-credit-cards.html</link>
    <description>The best low interest credit cards are identified and explained to include even zero interest credit cards.</description>
    <pubDate>Mon, 14 May 2007 04:41:30 GMT</pubDate>
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    <title>May 13, Student Credit Card Offerings</title>
    <link>http://www.personal-finance-on-the-net.com/student-credit-card.html</link>
    <description>Where to go for the student credit card. Even those with little or not credit history can obtain a student credit card.</description>
    <pubDate>Sun, 13 May 2007 02:30:01 GMT</pubDate>
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    <title>May 13, Balance Transfer Credit Cards</title>
    <link>http://www.personal-finance-on-the-net.com/balance-transfer.html</link>
    <description>What to look for in a credit card balance transfer. Shop for the best balance transfer rates and provisions.</description>
    <pubDate>Sun, 13 May 2007 00:57:19 GMT</pubDate>
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    <title>May 12, Variable Universal Life | Variable Life Policy</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-variableuniversal.html</link>
    <description>Variable universal life insurance combines the flexibility of universal life with an opportunity to invest your cash value in the stock market. Discover how this works as well as the costs involved.</description>
    <pubDate>Sat, 12 May 2007 02:41:29 GMT</pubDate>
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    <title>May 12, Small Business Credit Cards:  Advice and Offerings</title>
    <link>http://www.personal-finance-on-the-net.com/small-business-credit-cards.html</link>
    <description>Small business credit cards have become an important financial tool for the entrepreneur. Discover the best credit cards for the small business owner.</description>
    <pubDate>Sat, 12 May 2007 00:48:13 GMT</pubDate>
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    <title>May 8, How To Invest Without Losing Your Money</title>
    <link>http://www.personal-finance-on-the-net.com/how-to-invest.html</link>
    <description>How to invest in the stock market successfully without risking your capital. Discover how to invest in risky ventures and still sleep soundly.</description>
    <pubDate>Tue, 08 May 2007 23:05:55 GMT</pubDate>
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    <title>May 8, Simple Debt Reduction Strategy You Can Do Yourself</title>
    <link>http://www.personal-finance-on-the-net.com/debt-reduction.html</link>
    <description>Step-by-step debt reduction plan. Easy to implement for those with willpower. Reduces all your personal debt fast.</description>
    <pubDate>Tue, 08 May 2007 22:47:52 GMT</pubDate>
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    <title>May 4, What is a Reverse Mortgage Anyway?</title>
    <link>http://www.personal-finance-on-the-net.com/article1-mortgages.html</link>
    <description>A reverse mortgage is a loan against your home that you do not have to pay back for as long as you live there.</description>
    <pubDate>Fri, 04 May 2007 02:40:38 GMT</pubDate>
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    <title>May 4, The Best Guarantee in a Long Term Care Policy</title>
    <link>http://www.personal-finance-on-the-net.com/article1-longtermcare.html</link>
    <description>This single premium long term care policy gives you your money back if you change your mind.</description>
    <pubDate>Fri, 04 May 2007 02:39:47 GMT</pubDate>
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    <title>Apr 28, Bad Credit Cards | No Credit Credit Cards </title>
    <link>http://www.personal-finance-on-the-net.com/bad-credit.html</link>
    <description>Credit cards for people with bad credit. Apply for Orchard Bank credit card for bad credit individuals.</description>
    <pubDate>Sat, 28 Apr 2007 00:42:21 GMT</pubDate>
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    <title>Apr 27, Credit Card Offers - Best Credit Cards</title>
    <link>http://www.personal-finance-on-the-net.com/credit-card-offers.html</link>
    <description>How to evaluate credit card offers and avoid being scammed. Discover the best credit card offers. </description>
    <pubDate>Fri, 27 Apr 2007 04:42:20 GMT</pubDate>
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    <title>Apr 15, Disclaimer and Privacy Notice</title>
    <link>http://www.personal-finance-on-the-net.com/disclaimer.html</link>
    <description>Disclaimer and Privacy Notices for Personal Finance On The Net</description>
    <pubDate>Sun, 15 Apr 2007 01:34:01 GMT</pubDate>
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    <title>Apr 15, Contact Us at Personal Finance On the Net</title>
    <link>http://www.personal-finance-on-the-net.com/contact.html</link>
    <description>Use this page to contact us.</description>
    <pubDate>Sun, 15 Apr 2007 01:05:12 GMT</pubDate>
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    <title>Apr 15, The Author</title>
    <link>http://www.personal-finance-on-the-net.com/author.html</link>
    <description>About the author of Personal Finance On The Net.</description>
    <pubDate>Sun, 15 Apr 2007 00:59:55 GMT</pubDate>
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    <title>Apr 14, Small Business Wealth: How To Make It Happen</title>
    <link>http://www.personal-finance-on-the-net.com/small-business.html</link>
    <description>Discover how a small business can be your most powerful and profitable financial asset. Here's how to start a small business from home and create financial security.</description>
    <pubDate>Sat, 14 Apr 2007 19:17:09 GMT</pubDate>
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    <title>Apr 1, Whole Life Policy | Permanent Life Insurance</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-wholelife.html</link>
    <description>Discover how permanent or whole life insurance really works. Find the best life insurance companies and the best quote.</description>
    <pubDate>Sun, 01 Apr 2007 00:43:55 GMT</pubDate>
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    <title>Apr 1, Universal Life Policy | Universal Life Insurance</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-universal.html</link>
    <description>Universal life is the most flexible life policy available today. Discover how universal insurance can give you affordable premiums with lifetime guarantees.</description>
    <pubDate>Sun, 01 Apr 2007 00:42:01 GMT</pubDate>
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    <title>Apr 1, Term Insurance | Term Life Insurance</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-term.html</link>
    <description>Should you buy cheap term life insurance or the more expensive permanent life insurance? Discover the truth about this puzzle.</description>
    <pubDate>Sun, 01 Apr 2007 00:41:10 GMT</pubDate>
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    <title>Apr 1, Life Insurance Policy | Life Policy</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-policy.html</link>
    <description>Discover what a life insurance policy is exactly how it works to your benefit.</description>
    <pubDate>Sun, 01 Apr 2007 00:40:11 GMT</pubDate>
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    <title>Apr 1, Human Life Value | Life Valuation Techniques</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-humanvalue.html</link>
    <description>Examine several ways to identify your human life value in order to adequately provide guaranteed protection for your loved ones.</description>
    <pubDate>Sun, 01 Apr 2007 00:39:09 GMT</pubDate>
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    <title>Apr 1, Life Insurance Beneficiary | Life Policy Beneficiary</title>
    <link>http://www.personal-finance-on-the-net.com/lifeinsurance-beneficiary.html</link>
    <description>The beneficiary designation in your life insurance policy is critical. Discover how to make the correct beneficiary designation.</description>
    <pubDate>Sun, 01 Apr 2007 00:37:50 GMT</pubDate>
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    <title>Apr 1, Life Insurance Agent  | Life Insurance Broker</title>
    <link>http://www.personal-finance-on-the-net.com/life-insurance-agent.html</link>
    <description>The life insurance agent and the life insurance broker provide valuable service if you know what to watch out for.</description>
    <pubDate>Sun, 01 Apr 2007 00:36:47 GMT</pubDate>
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    <title>Mar 8, How to Apply For A Credit Card | Credit Card Approval</title>
    <link>http://www.personal-finance-on-the-net.com/apply-for-a-credit-card.html</link>
    <description>Tips to help you successfully apply for a credit card and establish a good credit history.</description>
    <pubDate>Thu, 08 Mar 2007 05:03:22 GMT</pubDate>
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    <title>Feb 21, Starting a Small Business</title>
    <link>http://www.personal-finance-on-the-net.com/starting-a-small-business.html</link>
    <description>Ideas and suggestions for starting a small business. Discover the best tools for starting a small business online.</description>
    <pubDate>Wed, 21 Feb 2007 02:51:45 GMT</pubDate>
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    <title>Feb 21, Small Business Entity | Business Legal Structure </title>
    <link>http://www.personal-finance-on-the-net.com/business-entity.html</link>
    <description>Your business entity determines your mode of tax filing. Legal structures for the small business startup.</description>
    <pubDate>Wed, 21 Feb 2007 02:37:49 GMT</pubDate>
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    <title>Sep 3, test</title>
    <link>http://www.personal-finance-on-the-net.com/DonPhoto.html</link>
    <description></description>
    <pubDate>Sat, 03 Sep 2005 20:41:16 GMT</pubDate>
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