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What Is Long Term Care?
How do you know if you'll ever need long term care? Do What you do know for sure is that when you were young someone did take care of you. You depended on them... until you became independent and could care for yourself. That's the way it was supposed to be. But, what happens when you lose your independence as an adult? Who takes care of you then?
When you wake up each morning you probably:
What would it be like if --- all of a sudden and without any warning --- you couldn’t do those very simple, routine things by yourself?
The emotional and financial pressures associated with long term care devastate families every day. No one is immune to the possibility of facing a chronic illness. The truth is we are faced with a situation that can wreak havoc on our aging population because as a nation we are living longer... but, not healthier. In fact, chronic illnesses such as strokes and Alzheimer’s are more common than ever before. Indeed, there are more than 60 other disorders with symptoms similar to Alzheimer's Disease. Government budgets will not pay much for these chronic conditions; therefore, the expense burden falls directly onto the shoulders of the average taxpayer. The fact that you are reading this information means you have a personal interest in knowing more about long term care planning. This should include:
It’s common ... sometimes even natural ... for children to believe they are obligated to provide care for parents who no longer have the ability to care for themselves. This might appear noble and honorable. But the harsh reality is that providing long term care often results in distraught exhaustion. Proper long term care planning takes into account:
Don't drop the ball on this... because the consequences will be overwhelming for you and your loved ones. If you haven't already done so... take the time right now to determine your own statis for long term care insurance eligibility.
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