Disclaimer and Privacy Notices

PRIVACY

Your privacy is guaranteed should you choose to utilize the Contact Us feature.  Your name and address remain confidential and will not be sold or distributed to anyone.

Unless you instruct us to remove you from our data base, your information is stored on the sitebuildit.com secure server for our exclusive use.

There are text links on this site that direct you automatically to arrive at a recommended third party web site.  We have no control over their use of the contact information you may share with them...

... however, we have every reason to believe all referred links provide the same level of integrity as our own.

We do not knowingly accept information from anyone under the age of 14 and will promptly delete it from our database if brought to our attention.



DISCLAIMER

This site provides information meant only to assist a U.S. taxpayer to potentially improve his or her personal finance situation.

It does not solicit or transact the sale of any insurance or securities related product.  You must obtain your own agent, broker or registered representative to consummate these types of activities.

A current prospectus must be presented to you by a representative who is licensed to conduct business in your state prior to any security related sale.

In many instances, you must meet minimum suitability standards before you are eligible to make the purchase.

You should seek independent counsel before implementing any idea or suggestion implied by the information contained in this site.

We assume no responsibility for actions you take as a result of having read this information.  The rules and regulations pertaining to financial matters can change on a frequent basis.  Therefore, products also change.

Every attempt has been made to present up-to-date information. However, no responsibility for the accuracy of such information is implied.

We do not provide investment advice by virtue of this web site.  This must come from a licensed agent in your state of residence.  Any questions related to specific investments will not be answered.

Everything presented on this site is informational only.  There is no cost to you for this information.  However, certain links on this site redirect you to a third party vendor.

In some instances, we maintain an affiliate marketing agreement and will receive an appropriate referral commission if you choose to purchase product from that vendor.

Each vendor has been chosen for its product quality, financial integrity and business ethic.  Nevertheless, no liability can be assumed for the actions of any vendor.

We will never infer or imply that any specific amount of money can be made from an investment or strategy presented in this material.  The amount of money you make from any venture is entirely up to your individual efforts.

There is a risk of loss in any investment venture and we are not responsible for the results of your own investment activity.  Past performance is not indicative of future results and any references provided herein are hypothetical and not guaranteed.

The author is a Chartered Life Underwriter, Chartered Financial Consultant, Corporate Registered Investment Adviser and Registered Representative actively licensed with a major financial services firm.

That firm assumes no responsibility for the information presented on this site. All material has been written and presented exclusively by the author as an independent webmaster.

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